BUILD YOUR HOME
Your build starts with a clear plan
Whether you’re starting with a block of land or rebuilding where you already live, we’ll help you make sense of the finance, costs and progress payments along the way.
Building a home comes with a few more moving parts
Knowing what to expect can make the process feel much simpler..
How much can I borrow for land and construction?
How do progress payments work?
What costs should I plan for beyond the build price?
How does finance work for a knock down rebuild?
We’ll help you understand how the lending fits around each stage, so there are fewer surprises as the build takes shape.
Your Home Building Journey
•01.
Understanding Your Build
Starting with the bigger picture
We’ll look at what you’re planning to build, whether you already own the land, and how your budget and borrowing position fit together.
For Knock down rebuilds, we’ll also consider how your existing property and loan affect the structure.
We’ll start by listening.
One Step at a time
From the first plan to the final stage.
•02.
Planning the Finance
Working through the numbers early
We’ll help you understand your borrowing capacity, contribution, likely costs and how the loan may need to be structured before construction begins.
•03.
Preparing for Approval
Getting the details in place
Once your plans, building contract and costs are clearer, we’ll prepare the application and work with the lender through the approval process.
•04.
Managing Progress Payments
Funding the build as it takes shape
Construction loans are usually drawn down in stages. We’ll help you understand the progress payment process and what the lender may require at each stage.
•05.
Completion and beyond
From construction loan to home loan
When the build is complete, we’ll help make sure the loan transitions as expected and that everything is set up properly for the next chapter.
Build Your Home Guide
Let’s bring your build plans together.
We’ll help you understand the finance behind each stage, from the early numbers through to completion.